Free PHP Scripts by Gscripts.net

It is not just a template. It is actually a service which you can build from scratch not knowing that the source code even exists! And it's absolutely free!

Latest release: CMS-based service 0.4 with the User management & Discussion Forum (check the "Download" area)

What you need to start is:

    * A server with PHP and MySQL (single database is enough, so it might be rather a cheap web-host account).
    * Ideas what to put  into your service
    * Some experience with WYSIWYG editors (such as MS Word or Open Office) would be helpful